Money Management

To achieve sound personal financial management for today and tomorrow, our personal assets and earnings should be split as follows:
 

• 1st part: Daily expenses, which should be sufficient for at least 6 months
• 2nd part: Savings for future use
• 3rd part: Reserves for parents and those you owe
• 4th part: Expenses for good social causes 

It is apparent that the 2nd part is set aside for future needs. But leaving it idle will only see its value diminished. Therefore, invest those savings to protect its value.
 

Investment Alternatives

• Personal investment
• Professional investment services, such as mutual funds, private funds, property funds and provident funds.