Money, Money, Money

  • Money Management
    To achieve sound personal financial management for today and tomorrow, our personal assets and earnings should be split as follows:

    - 1st part: Daily expenses, which should be sufficient for at least 6 months
    - 2nd part: Saving for future use
    - 3rd part: Reserves for parents and those you owe to
    - 4th part: Expenses for good social causes

    It is apparent that the 2nd part will be for future need.  But leaving it idle will only see its value diminished.  Therefore, savings should be used for investment in order to retain its value.
  • Investment Alternatives
    - Personal investment
    - Professional investment services, such as mutual funds, personal funds, property funds and provident funds


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